The Financial Planning Process is a process of creating strategies taking into account all aspects of the clients existing financial situation.  It is a step by step process and incorporates the following;

• Establishing and Defining the relationship with the client;
• Collecting relevant information and identifying the client’s personal and financial objectives, needs and priorities;
• Analysing and Assessing the clients existing financial status;
• Developing  an appropriate Financial Planning Recommendation and presenting this to the client;
• Implementation of the Financial Planning Recommendations;
• Reviewing and re-evaluating the clients situation at predetermined regular intervals;

By adopting and following this approach, clients of ODCL Financial Services can be sure that they are receiving advice specific to their stated needs and objectives.